Terms and Conditions

General

Advertisers and users are responsible for ensuring that advertising content, text, images, graphics, video ("Content") uploaded for inclusion on HEM complies with all applicable laws. HEM & Saltside Technologies AB assumes no responsibility for any illegality or any inaccuracy of the Content.

The advertisers and user guarantees that his or her Content do not violate any copyright, intellectual property rights or other rights of any person or entity, and agrees to release HEM and Saltside Technologies AB from all obligations, liabilities and claims arising in connection with the use of (or the inability to use) the service.

Advertisers agree that their Content can may be presented through HEM’s partner sites under the same terms and conditions as on HEM.

Copyright

Advertisers and users are responsible for ensuring that advertising content, text, images, graphics, video ("Content") uploaded for inclusion on HEM complies with all applicable laws. HEM & Saltside Technologies AB assumes no responsibility for any illegality or any inaccuracy of the Content.

The advertisers and user guarantees that his or her Content do not violate any copyright, intellectual property rights or other rights of any person or entity, and agrees to release HEM and Saltside Technologies AB from all obligations, liabilities and claims arising in connection with the use of (or the inability to use) the service.

Advertisers agree that their Content can may be presented through HEM’s partner sites under the same terms and conditions as on HEM.

Watermark

Advertisers and users are responsible for ensuring that advertising content, text, images, graphics, video ("Content") uploaded for inclusion on HEM complies with all applicable laws. HEM & Saltside Technologies AB assumes no responsibility for any illegality or any inaccuracy of the Content.

The advertisers and user guarantees that his or her Content do not violate any copyright, intellectual property rights or other rights of any person or entity, and agrees to release HEM and Saltside Technologies AB from all obligations, liabilities and claims arising in connection with the use of (or the inability to use) the service.

Advertisers agree that their Content can may be presented through HEM’s partner sites under the same terms and conditions as on HEM.

Safety and Images

Advertisers and users are responsible for ensuring that advertising content, text, images, graphics, video ("Content") uploaded for inclusion on HEM complies with all applicable laws. HEM & Saltside Technologies AB assumes no responsibility for any illegality or any inaccuracy of the Content.

The advertisers and user guarantees that his or her Content do not violate any copyright, intellectual property rights or other rights of any person or entity, and agrees to release HEM and Saltside Technologies AB from all obligations, liabilities and claims arising in connection with the use of (or the inability to use) the service.

Advertisers agree that their Content can may be presented through HEM’s partner sites under the same terms and conditions as on HEM.

Personal

Advertisers and users are responsible for ensuring that advertising content, text, images, graphics, video ("Content") uploaded for inclusion on HEM complies with all applicable laws. HEM & Saltside Technologies AB assumes no responsibility for any illegality or any inaccuracy of the Content.

The advertisers and user guarantees that his or her Content do not violate any copyright, intellectual property rights or other rights of any person or entity, and agrees to release HEM and Saltside Technologies AB from all obligations, liabilities and claims arising in connection with the use of (or the inability to use) the service.

Advertisers agree that their Content can may be presented through HEM’s partner sites under the same terms and conditions as on HEM.

Email Address of Users

Advertisers and users are responsible for ensuring that advertising content, text, images, graphics, video ("Content") uploaded for inclusion on HEM complies with all applicable laws. HEM & Saltside Technologies AB assumes no responsibility for any illegality or any inaccuracy of the Content.

The advertisers and user guarantees that his or her Content do not violate any copyright, intellectual property rights or other rights of any person or entity, and agrees to release HEM and Saltside Technologies AB from all obligations, liabilities and claims arising in connection with the use of (or the inability to use) the service.

Advertisers agree that their Content can may be presented through HEM’s partner sites under the same terms and conditions as on HEM.

Disclaimer

Advertisers and users are responsible for ensuring that advertising content, text, images, graphics, video ("Content") uploaded for inclusion on HEM complies with all applicable laws. HEM & Saltside Technologies AB assumes no responsibility for any illegality or any inaccuracy of the Content.

The advertisers and user guarantees that his or her Content do not violate any copyright, intellectual property rights or other rights of any person or entity, and agrees to release HEM and Saltside Technologies AB from all obligations, liabilities and claims arising in connection with the use of (or the inability to use) the service.

Advertisers agree that their Content can may be presented through HEM’s partner sites under the same terms and conditions as on HEM.

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About HEM Marketplace

This is a business communication of HEM It is not a draft agreement or contract within the meaning of Section 1731 of Act No. 89/2012 Coll., the Civil Code. ¹Representative example for Low Instalment financing: used vehicle, purchase price (incl. VAT) CZK 1,004,621, prepayment CZK 480,000, total loan amount CZK 524,621, loan term 48 monthly installments, annual interest rate 7.69%, APR 7.96%, monthly loan instalment (1st - 47th) excl. insurance CZK 6,279, 48th instalment CZK 373,835, registration fee at the time of full repayment CZK 800, total amount due from the consumer CZK 669,748. If the loan amount equals or exceeds CZK 250,000, we require the arrangement of accident insurance. This type of financing can be used for cars up to 7 years old. ²Representative example for a regular loan: used vehicle, purchase price (incl. VAT) CZK 1,004,621, prepayment CZK 480,000, total loan amount CZK 524,621, loan term 48 monthly installments, annual interest rate 8.10%, APR 8.40%, monthly loan instalment excl. insurance CZK 12,830, registration fee at the time of full repayment CZK 800, total amount payable by the consumer CZK 616,640. If the loan amount equals or exceeds CZK 250,000, we require the arrangement of accident insurance.

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