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This is a business communication of HEM It is not a draft agreement or contract within the meaning of Section 1731 of Act No. 89/2012 Coll., the Civil Code. ¹Representative example for Low Instalment financing: used vehicle, purchase price (incl. VAT) CZK 1,004,621, prepayment CZK 480,000, total loan amount CZK 524,621, loan term 48 monthly installments, annual interest rate 7.69%, APR 7.96%, monthly loan instalment (1st - 47th) excl. insurance CZK 6,279, 48th instalment CZK 373,835, registration fee at the time of full repayment CZK 800, total amount due from the consumer CZK 669,748. If the loan amount equals or exceeds CZK 250,000, we require the arrangement of accident insurance. This type of financing can be used for cars up to 7 years old. ²Representative example for a regular loan: used vehicle, purchase price (incl. VAT) CZK 1,004,621, prepayment CZK 480,000, total loan amount CZK 524,621, loan term 48 monthly installments, annual interest rate 8.10%, APR 8.40%, monthly loan instalment excl. insurance CZK 12,830, registration fee at the time of full repayment CZK 800, total amount payable by the consumer CZK 616,640. If the loan amount equals or exceeds CZK 250,000, we require the arrangement of accident insurance.
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