Information posted on HEM is publicly available. If you choose to provide us with personal information, you are consenting to the transfer and storage of that information on our servers. We collect and store the following personal information:
Email address, contact information, and (depending on the service used) sometimes financial information. Computer sign-on data, statistics on page views, traffic to and from HEM and response to advertisements. Other information, including users' IP address and standard web log information.
We use users' personal information to:
Cookies are text files containing small amounts of information that are downloaded to your computer or mobile device when you visit a site and allow a site to recognize your device. Websites use cookies to improve your browsing experience, for example, to keep you signed in, remember your site preferences, and serve you relevant content.
We use cookies and similar tracking technologies to collect and personalize content and ads, to provide social media features, to contact you with newsletters, marketing or promotional material and to analyze our traffic. We also share information about your use of our site with our social media, advertising and analytics partners who may combine it with other information that you've provided to them or that they've collected from your use of their services.
You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or instructions provided in any email we send or by contacting us. All data stored in your browser can be cleared by clearing your browser cache. Personal data stored with HEM can be erased by contacting our support team, see below for contact details.
Types of cookies we use:
We use lots of tools (encryption, passwords, physical security) to protect your personal information against unauthorized access and disclosure.
All personal electronic details will be kept private by the Service except for those that you wish to disclose.
It is unacceptable to disclose the contact information of others through the Service.
If you violate the laws of your country of residence and/or the terms of use of the Service you forfeit your privacy rights over your personal information.
Reach out to our support team
This is a business communication of HEM It is not a draft agreement or contract within the meaning of Section 1731 of Act No. 89/2012 Coll., the Civil Code. ¹Representative example for Low Instalment financing: used vehicle, purchase price (incl. VAT) CZK 1,004,621, prepayment CZK 480,000, total loan amount CZK 524,621, loan term 48 monthly installments, annual interest rate 7.69%, APR 7.96%, monthly loan instalment (1st - 47th) excl. insurance CZK 6,279, 48th instalment CZK 373,835, registration fee at the time of full repayment CZK 800, total amount due from the consumer CZK 669,748. If the loan amount equals or exceeds CZK 250,000, we require the arrangement of accident insurance. This type of financing can be used for cars up to 7 years old. ²Representative example for a regular loan: used vehicle, purchase price (incl. VAT) CZK 1,004,621, prepayment CZK 480,000, total loan amount CZK 524,621, loan term 48 monthly installments, annual interest rate 8.10%, APR 8.40%, monthly loan instalment excl. insurance CZK 12,830, registration fee at the time of full repayment CZK 800, total amount payable by the consumer CZK 616,640. If the loan amount equals or exceeds CZK 250,000, we require the arrangement of accident insurance.
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